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Why Easy Choice Lending?

We help you choose what's best for you, not for us! You will experience Respect - No Steering - and Customer Service beyond your expectations.

Less Talk More Action!

Easy Choice does not talk your ear off. We offer you the choice of using our state of the art Website!

Our Mortgage Experts and Customer Relationship Expertise

We have over 25 years of combined mortgage and CRM in our past. Our future is helping consumers find the right loan for them.

Most Popular Loan Choices

Loan Type Rate APR
30 Year Fixed Rate 3.25% 3.37%
15 Year Fixed Rate 2.75% 2.98%
5/1 Adjustable Rate 2.38% 3.16%
Disclosures >>
This Interest rate tool, which is updated regularly, shows a comparison of rates and APRs available from a sample of our lenders on. Rates displayed are reflective of the lowest rates and corresponding APRs from the sample lenders' pricing sheets for our network lenders. Rates shown reflect the payment of one discount point for the following consumer segment: 720+ FICO, $220,000 loan amount, LTV 		 

30/15 year fixed
Maximize your stability with a fixed rate and payment; our most popular loan.

FHA loans
A great alternative to conventional financing, FHA loans offer more flexibility in credit, income and equity.

Harp 2.0 Loan
Owe more than the value of your Home? Take advantage of the Harp 2.0 program to refinance your loan with a lower interest rate today!

Mortgage Rates & Refinance

If you’re asking yourself, “should I refinance my mortgage?” You’ll want to first determine what you’d like to achieve through a refinance. Mortgage refinancing may offer you benefits such as: reducing your monthly payment, lowering the interest expenses you pay over the life of the loan, or paying off your mortgage faster.

If you have available equity in your home, refinancing may allow you to consolidate higher interest rate debt or obtain funds to make home improvements. No-equity programs are also available for payment reduction and/or converting adjustable rates to fixed rates.

When you refinance, you pay off your existing mortgage with the proceeds from a new loan. Because you’re getting a new loan, there are some costs involved.  It’s important to get a handle on the refinance process, including costs and fees before you decide whether a mortgage refinance is right for you.

 

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